angouleme1
New member
My partner had been living in a single family home that was turned into a duplex. Very old house (probably about 100 years old). Yesterday early morning, we got a call while at my place from his roommate that the entire upstairs portion of the house was engulfed in flames. Unfortunately, one of the roommates up there died in the fire. It was a devastating fire that destroyed the entirety of the upper unit.
The bottom unit (my partner and his roommates) had a burned wall, but the majority of the damage is water due to the fire hosing. It is pretty much flooded while the ceiling showing bad distress in certain areas. Lots of electronics, bedding, and various belongings are damaged.
KEY FACTS:
- Fire dept. has yet to release official report. Cause of fire is being investigated. There is a lot of speculation as to whether it was the landlords fault or something in the unit caused it.
- Partner filed a claim today with his insurance
- Partner waiting to hear from an adjuster.
- We’ve moved a lot of his stuff into my apartment
- His insurance is getting him a hotel tomorrow
- They still need to investigate his policy
- His roommate has also started the claim process
If anyone has ANY experience handling renters insurance or what to expect from the adjusters of other parties involved, I would truly appreciate any tips, no matter how simple they are. Thank you.
The bottom unit (my partner and his roommates) had a burned wall, but the majority of the damage is water due to the fire hosing. It is pretty much flooded while the ceiling showing bad distress in certain areas. Lots of electronics, bedding, and various belongings are damaged.
KEY FACTS:
- Fire dept. has yet to release official report. Cause of fire is being investigated. There is a lot of speculation as to whether it was the landlords fault or something in the unit caused it.
- Partner filed a claim today with his insurance
- Partner waiting to hear from an adjuster.
- We’ve moved a lot of his stuff into my apartment
- His insurance is getting him a hotel tomorrow
- They still need to investigate his policy
- His roommate has also started the claim process
If anyone has ANY experience handling renters insurance or what to expect from the adjusters of other parties involved, I would truly appreciate any tips, no matter how simple they are. Thank you.