I live in Colorado. I have health insurance through my NC-based employer. I had a procedure done by an out-of-network doctor.
Before procedure was done, provider asked for authorization to my insurance for 4,500.
They got an authorization letter for 4,500 from my insurance.
Since it is out of network, I had to prepay the 4,500.
At submission, I got the following:
Your Provider Billed
$4,500.00
Allowed Amount
$1,199.27
[Insurance company] Paid
$1,199.27
Member Savings
$3,300.73
You May Owe
$0.00
Copayment
$0.00
Applied to Deductible
$0.00
Applied to Coinsurance
$0.00
Obviously, the 3,300.27 came out of my pocket. Is there anything I can do to get the difference back ?
Before procedure was done, provider asked for authorization to my insurance for 4,500.
They got an authorization letter for 4,500 from my insurance.
Since it is out of network, I had to prepay the 4,500.
At submission, I got the following:
Your Provider Billed
$4,500.00
Allowed Amount
$1,199.27
[Insurance company] Paid
$1,199.27
Member Savings
$3,300.73
You May Owe
$0.00
Copayment
$0.00
Applied to Deductible
$0.00
Applied to Coinsurance
$0.00
Obviously, the 3,300.27 came out of my pocket. Is there anything I can do to get the difference back ?