The week after we got married in 1990 my husband purchased a $100,000 Term Life Insurance Policy. 8 years later he was diagnosed with Diabetes. Initially the payment was $25 a month, but as his age and health problems increased, so did the premiums. As of August of 2023 we were paying $260 per month. He has been disabled since 2017 after suffering 2 strokes, so the policy has meant more to us than ever. But in August I lost my job and was unemployed for 3 months. I’m employed again but it has been a struggle, we’ve fallen behind on everything. I would like to get his policy reinstated but he now must reapply. I can’t imagine that in his condition they would accept him, and even if they did, that I could afford the premiums. We were with them for 33 years and never missed a payment. Anyone have any advice for me?