To have bottom of the line health insurance for our family, it's around $450 a month. That's with the government deduction based on our income taken off. That does not include any co pays or deductibles. This is a high deductible plan with around $5,600 Deductible and $13,000 Out of Pocket Max.
So we've been without health insurance for 8 months. In that time we've had 2 well child visits with vaccines, 1 ER visit and admission to hospital, and 1 urgent care visit with x rays / 2 prescriptions. All of these visits/prescriptions paying the cash price have totaled around $3924 dollars... That's less than we would have paid on the monthly insurance alone. Let alone co pays and deductables.
Make it make sense.
So we've been without health insurance for 8 months. In that time we've had 2 well child visits with vaccines, 1 ER visit and admission to hospital, and 1 urgent care visit with x rays / 2 prescriptions. All of these visits/prescriptions paying the cash price have totaled around $3924 dollars... That's less than we would have paid on the monthly insurance alone. Let alone co pays and deductables.
Make it make sense.