Hello all, hoping someone has some experience with hating international high school students and home insurance.
We had a student backup one of our toilets and the water went through to a large part of ceiling below and now it needs to be taken out and repaired. I hadn’t reported the students on my insurance, as I wasn’t aware that I needed to as they aren’t tenants, they are under-age, and have their own liability insurance.
Now my insurance (TD) is telling me that they will no longer insure me because of the students. They said that they wouldn’t provide insurance to ANY person who has international students, as they don’t have a fixed lease.
There must hundreds/thousands of people in Canada who host international students and have TD insurance, so this seems unreasonable.
Can anyone advise on this? Any thoughts in general?
We had a student backup one of our toilets and the water went through to a large part of ceiling below and now it needs to be taken out and repaired. I hadn’t reported the students on my insurance, as I wasn’t aware that I needed to as they aren’t tenants, they are under-age, and have their own liability insurance.
Now my insurance (TD) is telling me that they will no longer insure me because of the students. They said that they wouldn’t provide insurance to ANY person who has international students, as they don’t have a fixed lease.
There must hundreds/thousands of people in Canada who host international students and have TD insurance, so this seems unreasonable.
Can anyone advise on this? Any thoughts in general?