I’m racking my brain thinking about how I might want to modify my 401k allocations. Is 50% S&P 500 and 50% Total World Stock Index decent?

[michaelsblade700]

Right now I have 45% S&P 500, 20% mid, 20% small, 15% international, but I’m thinking my new strategy might be better?

 

[chesed73]

@michaelsblade700

Is 50% S&P 500 and 50% Total World Stock Index decent?

You'd overweigh the US allocation, since US Total Stock is 60% of Total World Stock, and S&P 500 is around 80% of US Total Stock.

 

[michaelsblade700]

@chesed73 What ratio do you recommend?

 

[rhianne]

@michaelsblade700 Using just total world could make sense.

Or is it a "total world ex-US" fund?