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@mattv03 Or just educate clients to not do fucking cocaine for the first time before an exam.
@easternpresent That too ,but a full exam can always bring surprises & ratings & then it’s on the MIB ,plus you have to wait 6 weeks or so .I advised go simplified issue ,no nasty surprises
@jeshurun1111 Yes ,and in this case ,now ,premiums are going to be higher than simplified issue
@mattv03 Because he's an idiot. That doesn't justify every one of your other healthy clients paying higher premiums for no good reason.
@nayse Cocaine causes sudden death.