starflower
New member
Hello, I’m stuck between two plans. They cost the exact same amount. The main difference is that Plan A has copays where Plan B has coinsurance.
For a specialist (under Tier 1 pricing) visit Plan A charges $40 where Plan B charges 20% coinsurance. For a primary visit Plan A charges $20 copay and Plan B charges $15 copay. Under Tier 2, Plan A copays are $75 and $50 respectively and Plan B coinsurance are 40% for both.
Plan A has an OOP maximum of $2500 and Plan B has an OOP max of $2000.
I see a specialist either virtually or in person about every 6 weeks for a condition I have. Which plan sounds like the right one? They’re both Amerihealth Advantage.
For a specialist (under Tier 1 pricing) visit Plan A charges $40 where Plan B charges 20% coinsurance. For a primary visit Plan A charges $20 copay and Plan B charges $15 copay. Under Tier 2, Plan A copays are $75 and $50 respectively and Plan B coinsurance are 40% for both.
Plan A has an OOP maximum of $2500 and Plan B has an OOP max of $2000.
I see a specialist either virtually or in person about every 6 weeks for a condition I have. Which plan sounds like the right one? They’re both Amerihealth Advantage.