aleksander7
New member
Hey guys, I was in a car accident back in february. It wasn’t my fault. The insurance from the guy that hit is USAA Insurance. The car accident was not very big…i was rear ended & the damages to my car were about $2500 (i drive a honda accord LX 2019), the guy that hit me drives a RAM Truck. Anyways, I had to go to physical therapy for 2 months for the whiplash & bruises on my neck…the insurance ended up giving me an offer of $1000 to settle…they also paid for the time I wasn’t working which was about 2 weeks & also paying for the total medical bills so in total the settlement is about $4000…1000 in pain and compensation, $1000 for lost wages, 2000 for medical bills. Is that an ok offer? like i said, the car accident wasn’t huge but I have went thru so much since this accident. It happened on February 17th which was my first day of school for the spring semester for college and I had a class to attend that friday but because of the accident, I couldn’t attend & the class dropped me for missing the first day of class…I contacted my professors about it and they said i’ll have to take it during the summer but my FAFSA doesn’t cover summer classes and i’ll end up having to pay $2000 to take just ONE class this summer (can’t take it at community college since i’m already maxed out of transfer hours). I also lost my job shortly after the accident…I was on leave for 2 weeks & when I came back from leave, I worked for 3 days and my managers didn’t put me back on the school after that, they quietly fired me…then it took me almost 2 months to get paid for those 3 days I worked & they wouldn’t verify my lost wages verification form for USAA Insurance so that I could get paid for those 2 weeks I was on leave. I also still haven’t been able to find a job because of the anxiety I get from driving and it has been difficult finding a work from home job that works with my school schedule. Does anyone have any tips to negotiate my settlement claim? I don’t want to get a lawyer since I don’t have the money to pay for one. Does anyone else think $1000 for pain and compensation is kind of crazy?