investing in the philippines

  1. G

    Susuko na ba o lalaban pa

    I’ve just started an online clothing store 2 months ago and it’s already failing. Mainly because my customer reach are marginalized people. I get good stocks because I don’t want people feeling robbed of their money when purchasing my product and I price low. I’m seeing businesses like mine...
  2. P

    Are Alveo Condos that are already built in BGC a good investment? e.g Verve, Maridien

    Hi, i'm planning to purchase a place with 1BR in BGC a little as soon as more mobility is allowed in this ECQ. Any overall reviews with the aforementioned condos? Budget is below 20M.
  3. I

    Cebu Pacific Q3 profit: P1.3-B (+150%); Filinvest REIT Q3 profit: P160-M (-54%); MONDE: Readers react to the "top-up" (Tuesday, November 14)

    Happy Tuesday, Barkada -- Shout-out to bob trillo for helping new readers understand the order of the stocks listed on the MB IPO Index chart (it's in reverse chronological order, with the newest IPO at the top), to /@butterflyja for getting hype about the fat stacks getting thrown off by the...
  4. T

    Thinking of closing my Security Bank account

    Edit 2: Most recent video (3 months) - bagong biktima nanaman, P500k in 1 transaction only. Most banks set a limit of P40-P50k and di basta basta makaka pull out ka ng P500k sa online transaction. Start at 5:27 Dyusko. If all of these reports were true (and also may nabasa rin ako dati around...
  5. I

    VREIT 2022 yield projected at 5.6%; extended REIT Q&A (T:Mar29)

    Happy Tuesday, Barkada -- The PSE gained 10 points to 7134 ▲0.1% A huge thank you Financial Meme Medici, today's Producer-level Patreon supporter. Not only did your name make me laugh, but your support has helped fund an upgrade to MB's market data processing that allows me to inject...
  6. I

    JG Summit Q2 profit down 95% y/y (H1 is worse) (T:Aug16)

    Happy Tuesday, Barkada -- The PSE gained 38 points to 6738 ▲0.6% PSE STAR starts TODAY! This is a direct-to-investors event where executives and corporate officials from 15 PSE-traded companies will be on-hand to openly discuss their Q2 results, and take questions and inquiries from the...
  7. B

    PONZIRECTORY - List of known Ponzi Schemes / Pyramiding / MLM Scams

    I've been seeing lots of people asking about investment this investment that here in r/phinvest and it's really easy to check if these are legit but still a lot fall victim to them. Remember: If it's too good to be true it probably is. Some things to check if an investment is actually a scam...
  8. P

    BdO Nomura/CoL

    Anyone here can teach me how to trade or invest here, looking for someone who can explain it to me STRAIGHT TO THE POINT...
  9. J

    Term Insurance With Health Protection

    Previously, I have provided a list of some of the Term Insurance in PH. Now I would like to add another list of insurance with focus more on health protection since lately I noticed a lot of inquiries about insurance with health protection. Here’s a list of some of the Term Insurance with...
  10. M

    Buying a house and lot, need your opinion

    Currently my wife and I decided to bid for a house and lot, right now 2 banks has offered us for a home loan. Bank A (who owns the House and Lot) offers us 20 percent downpayment with 8.5 percent interest rate. Bank B offers us 50 percent downpayment with 6.5 percent as interest rate, another...
  11. S

    How to get a credit card if you don't have an existing credit card and if you're 18 y/o?

    I'm interested in getting a credit card because of all the perks I've read about it and I'm wondering how can I obtain one? Just to add, I have a stable income but I think it won't meet the annual salary that the banks are requiring.
  12. O

    100k household income

    My wife and I hit the net 100k combined income recently and upon our budgeting yesterday. Di pa din namin maenjoy ung akala mong comfortable life. We budgeted savings, rent utilities konting eat out and we need to cut down p din with our expenses. We had our groceries last week and ang konti n...
  13. B

    BPI Trade app

    Seems like BPI Trade will launch a mobile app soon. Sana pati website nila, upgrade na nila.
  14. T

    Coins.ph asking for beneficiary name of my BTC transfer

    Hi All, For people here who had experience in using coins.ph and did a 'huge amount' transfer to a hardware wallet.I received an email that I need to provide more information of my transaction. Email in the pic attached:Email from coins.ph I did this, well because of the “Not your keys, not...
  15. M

    S&P 500 IBKR Calculations

    If I invested 1,000,000 Pesos in s&p 500 thru ibkr and has gained 10% return including the dividends. How much would my total net gain when I sell it after deducting all the fees, expense ratio, currency exchange fees, and also the taxes and so on? Many people suggest IBKR, and I'm trying to...
  16. C

    Balik Pinas or relocate to first world with average income

    Magandang araw mga kabayan! Gusto ko sanang humingi ng inputs to get some wider view on my plan. Currently living outside Pinas and has an option to move back at magwork remotely with 500k monthly income. Some positive points I consider of going back to the Philippines: Proximity to the...
  17. I

    PREIT rejects its DNA, finishes up 6.7% (F:Dec16)

    Happy Friday, Barkada -- The PSE lost 48 points to 6567 ▼0.7% PREIT IPO is done! Thanks to all the Barkadans that entered the PREIT IPO Allocation Poll, and ventured a guess as to PREIT's closing price in the /r/PHinvest thread. The P500 Grab Food voucher draw has been completed and the...
  18. I

    Slapped by a 9.5% interest rate after fixed pricing of condo loan ended

    Hi all! Ok so long story short my 3 years fixing loan from bpi has ended and now received a notice that they will increase from 5.5% to 9.5%, yeah a freaking 4% increase. Anyone experienced this? What did you do? What are my options you took. I’m exploring to refinance from another bank or pay...
  19. S

    Thoughts on IXTrade

    Hindi siya forex trading o stock trading. Parang self made na copy trading siya sa pinas, though wala ako nakitang SEC regulation or DTI permit man lang sa home page ng website. Bagong gawa din lang ang website, 2021 yung copyrights nya. Though properly designed na din yung website niya as a...
  20. R

    Kitchen renovation costing

    Hi guys. First time to do a major renovation on our bare small house after more or less five years of living here. We thought it is due time to have some improvements, starting with the kitchen. We reached to different contractors and they quoted as around 300k for the whole thing. Just want...
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