india

So I made a data visualisation dashboard so that people can interact with it and explore it. I made the dataset based on the news articles I have seen and recorded them and filled in the dataset where necessary. This includes company name, company country, investment state, category and the...

Original Source: https://boringmoney.in/p/rbi-wants-traders-out-of-currency (my newsletter Boring Money -- if you like what you read, do visit the original link to subscribe and receive similar future posts directly in your inbox) -- The most vanilla reason to use a derivative is to hedge...

Am kind of confused. The IT Declaration portal in my company's site does not include any subheading for contributions to EPF. But some googling around shows me that my contribution to EPF and VPF needs to be deducted from the 1.5 lac limit. Can I invest 1.5 lac + EPF as deduction? Or shall I...

I want to prepare for GARP FRM Level 1, I heard that there are 4 subjects and they all are overlapping with each other in some readings/chapters, what should be the ideal preparation strategy in which order of chapters I should start learning as I'm a working professional and can only devote 2...

2012- Zero networth 2024- eight figures (1.2 cr to be exact) Living in a tier three city. Low cost of living. Only major recurring expenses is online lectures and classes and purchasing books. Working in a psu bank currently. Before joining work was freelancing. Saving rate after necessary...

30M, unmarried. IT guy in Bengaluru, Income 1.9L take home. Bought car worth 15lac.11lac loan pending. MF- 4.5lac, Stocks -5lac, SGB- 40 gram, Lended to friends n family - 14 lacs, Edit: this money is 98% safe. This is distributed to many people with different rate of interest in the range...

I was planning to invest in Motilal Oswal Nasdaq 100 FoF. Expense ratio is 0.64. However, i came to notice that it's underlying fund Motilal Oswal Nasdaq 100 ETF is not able to correctly follow its benchmark Nasdaq index. Also, there have been instances of NAV/price mismatch of ETF. Recently...

In the current environment, where debt mutual fund returns are very poor (last 3 month pre-tax returns for the best overnight/liquid/short duration funds are (0.75%-1.25% i.e between 3-5% annualized), bank fixed deposits suddenly look more attractive. Especially those of many strong but less...

I have made a comparison of Real Estate as an investment option to earn yield via rent, versus a traditional FD and also an index fund. For this, I am using a 3 to 5 year old 3BHK apartment which is available for sale at 1.4 cr. Assuming no loan, although that may not be the case for everyone...

The other day, I accompanied my wife to buy a small earring set for about Rs 58 K -#my2cents on the experience Scanning through the bill, I saw Rs 12,800 making charge (seems high) and CGST+SGST of about 843 each So, a 'loss' of Rs 14,500 (about 25%) right out of the door that would take a...

So I am planning to invest some money through MF. I know basic about what is MF, Unit & NAV, etc. But I have some questions as below. Thanks in advance for your time and answering it. What are types of funds and risks associated with those funds based on its type. IIRC debt funds is low risk...

I'm 28M and married, started working from Jan-2020 (Approx. 4 years and 4 months). The savings i have done as of now Mutual Funds - 17.8 L (93% Equity, 7% Debt) Stocks - 4.5 L EPF - 13.1 L NPS - 6.7 L PPF - 1 L SGB - 1.2 L I want to be financially free ASAP (not to wait for monthly...

Here's a comparison of the Cost of Borrowing for the major NBFC player's who have released their results: Dec-18 vs Mar-19 Data extracted from company filings: NBFC Name DEC-18 Mar-19 Change % Indiabulls Housing 8.6% 9.2% 0.6% Bharat Financial Inclusion 10.4% 10.9% 0.5% PTC India...

Multinational Corporations(MNC’s) have been immense wealth creators for shareholders over the past couple of decades. Focus on R&D, capital allocation and execution and more importantly a very strong corporate governance has resulted in MNC’s getting very high valuations. So how do the parent...

34F GC holder with an Indian passport, married to Indian origin 2nd generation US citizen. One 4 yo. Plans for 1 more by next year. Was in the Indian tech workforce since 2012, spread across 2 FAANGs, out of which 6 years were in the USA. Resigned last month. Had a side gig since 2016 via a...

Okay, so a bit of background intro …. I am 29 M, life has been a downward spiral since Covid, currently having 5.5L worth of bank loans(multiple loans) & owe money to a few friends(around 7L in total). Current salary 50k with 20k of home loan EMIs. I had investments in various stocks but after...

We are very honoured to have Dr. Pattabiraman or pattu as known to his readers, host our first ever AMA on /r/FIREIndia. Prof. Pattu’s website freefincal.com is well-known to every Indian who has an interest in personal finance and financial independence. His free financial calculators are a...

Own views - not from other analyst/ brokerages Dmart H2 FY24 Results Insights consolidated Revenue 19.7% up, PAT down 9% Same store sales growth 8.6% YOYStore additions H1 12 nos only ( vs 40-50 / yr last 2yrs) Revenue breakup H1 FY24 / H1 FY23 Food 56.2% / 54.75%...

Been looking at returns at npstrust. For scheme G LIC PF returns Since inception are at 11.93% For HDFC PF scheme E returns since inception is at 12.05% HDFC has higher returns only in inception last 3 and 6 months from 29/10/2020 HDFC 12.05,4.81 and 18.26 respectively LICPF...

Two Small Finance Banks (SFBs) - Fincare and Utkarsh - filed their DRHPs with SEBI in early August - within a week of each other! Both are IPOing since they have to - they are mandated (per RBI guidelines) to go public within 3 years of crossing networth of Rs. 500 crores, and they've both hit...