canada

Hi there, I will be transferring my finances to a self-directed account with BMO (a.k.a. InvestorLine) Thankfully, they have a list of ETFs with no commission fee ($9.95), including VEQT/XEQT. However, since it does not contain CASH.TO I am wondering if any astute Redditors see a reasonable...

What are the pros and cons of working in consulting right after a business undergrad degree? I am a 23 yr old in AB with over a year's worth of experience in Oil and Gas. It's comfortable, relatively secure (company-specific) and high paying with tons of benefits, but I feel slightly unhappy...

I’m rebuilding after major depression and luckily found a good part-time job and they have an RSP contribution agreement. I wasn’t sure if I qualified for disability RSP or if or how to do it since I was working on myself towards working full time again but signed with RBC in agreement that we...

Finally approved. https://www.cbc.ca/news/business/apple-settlement-british-columbia-supreme-court-1.7098096

Employment in Canada was down in June 2022. Here are some highlights from this month’s Labour Force Survey: Employment fell by 43,000 (-0.2%) in June, fully offsetting the increase of 40,000 recorded in May. This marks the first employment decline not associated with a tightening of public...

I'm thinking that at this moment,, mortgage rates can't decrease any further than 4.9% in 3 years. And during that time, I'm playing more in interest because waiting. Then I gotta wait 2 more years for it to go probably slightly lower than 4.84%. but I'm still paying more interest during that...

Good Morning, I'm hoping PFC can assist me with a big decision. We currently have 325K cash on hand are debating if we should lump some on one of our mortgages or invest it into the S & P in a non registered account. Details Mortgage 1: 875,000 purchase, balance 750,000. Interest rate at...

Basically, Vanguard will allow Canadians to follow the CCP strategy with a single ETF. No rebalancing needed by the investor but slightly higher fees (MER 0.24%) than the traditional 3 ETFs version. Investing giant Vanguard launches ‘one-ticket solution’ ETFs As noted in the article, it may...

Hear me out, I know it’s not tax season. In short, I make $60k a year. Last year I left my main job for 4.5 weeks to work at a sister company, this was not a self-employment job. I did not make any more money from this, I made the same amount as I’d make at my current job. My accountant is now...

You can check my previous post where I was trying to find the best option to maximize my money on the long run. I spent some time and did the math... and it was not what I expected! I figured I'd make a new post instead of editing because there is a lot of new info. I used an annual...

I got my Full New Jersey driving license in 2005. In 2010, I moved back to asia and stayed there till 2018. (Meanwhile my US license expired in 2012, I did not renew it) . I came to Ontario in 2018, gave G1 and then direct G and got the full G license in 2018 Now whenever I buy insurance, the...

im new to Canada and the taxing is confusing. I store away about 2000 a month into a TFSA account right which pays 0.8percent interest. I also have the Wealthsimple cash account which pays out 4 percent but taxed. Assuming iam consistent with the 2k saving for 12 month.. which is better?

Hello! I have a question regarding new home warranty coverage in BC. Technically it's supposed to be a warranty, rather than insurance but they're all insurance companies that provide the warranty so I think this is the right sub-reddit. Please redirect if I'm wrong. In the recent (very...

With the year winding down and just a few more trading weeks left, I thought it would be interesting to map the YTD and 5-year performance of several global markets. Please let me know your thoughts! My observations, YTD and 5-Year It's shocking how crap the UK has performed, but perhaps not...

Hello, I see the question asked a lot as to which one should be maxed out first. I see people say that the TFSA should be maxed first if your Retirement income with be more than your current salary. This is where my confusion comes in. When this statement is said, what exactly is meant by...

Looking at a 60k premium AWD Ford Mach-E (Mustang). Currently own (free and clear) a 2018 Ford Escape that’s in really great shape, but has 113k on it. Thinking I could get 15k for trade-in or sell privately and perhaps get a bit more. Really like this car and the idea of not paying $2.05/L at...

Hello, I’m just getting into investing and I’m wondering if anyone has any input on which services might be best (Questrade, wealthsimple, etc)? I’m also debating talking to a financial planner, but I’m not sure yet. I’m pretty sure dealing with my bank isn’t the best bet, as their advisors...

n this article: What is Progressive Car Insurance Quote Things you need to get a car Insurance Quote How to get a Car Insurance Quote How much should car insurance be? 7 largest U.S Auto Insurers The average Sample rate of U.S auto insurers FAQ What is Car Insurance Quote? A progressive Car...

Looking to start investing some money every month and just want to know what I can put money into for 20-30 years thats the equivalent of investing in the s&p 500 for Canadians.

I am looking into doing things like opening an account with some American streaming services and also maybe opening a American PayPal account. They all can tell when a credit card is issued in Canada vs America and can block me as a result. I was looking into the feasibility of getting a U.S...