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State Farm Fined $4 Million by Montana Insurance Commissioner related to Private Passenger Auto Claims.
@blmartinez They got fined an amount they probably make in 20 minutes. This won't make them change anything. This is Montana going "look! We're doing something!" They'll probably negotiate it down, too. -
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I was rear ended - other driver at fault. Insurance has accepted responsibility. I’m worried they will want to total the vehicle.
@tinagomez I know what it is more than you know about how valuations work. -
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I was rear ended - other driver at fault. Insurance has accepted responsibility. I’m worried they will want to total the vehicle.
@tinagomez You can't argue anything. You can PROVE their valuation is low by providing COMPARABLE listings. A car in CA isn't comparable to a car in Texas. -
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A woman lost her $823,000 injury claim after lawyers found a photo of her winning a Christmas-tree-throwing competition
@4nature I’m not committing insurance fraud, but this is why I keep all the blinds in my house closed. -
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I was rear ended - other driver at fault. Insurance has accepted responsibility. I’m worried they will want to total the vehicle.
@caymele The conditions they use to rate your vehicle is the condition it was in .1 seconds before the crash. So no, damage from the crash itself is not held against you. But damage on the opposite side of the vehicle from the impact will be held against you because clearly it was there before... -
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I was rear ended - other driver at fault. Insurance has accepted responsibility. I’m worried they will want to total the vehicle.
@caymele Its valued based off the condition of the seats, carpet, headliner, dash, door trim panels, mileage, body condition, paint condition, trim pieces, condition of the engine bay, options, and tread depth left. KBB is a joke. Depending on the insurance company they'll use either CCC One... -
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I was rear ended - other driver at fault. Insurance has accepted responsibility. I’m worried they will want to total the vehicle.
@caymele I'm an adjuster in Texas. Doesn't matter what you do to try and stop it from being totaled. Its a math equation. Does it cost more to repair than what its worth? Yes? Total. Does it cost more for them to repair than what its wroth plus what they'll get at salvage? Yes? Constructive...