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  1. L

    [34/NL] Looking for tips to get ahead

    @taranmicheal Thanks, again for your view! It is a good angle.
  2. L

    [34/NL] Looking for tips to get ahead

    @taranmicheal Typing my response I conclude our world views differ greatly! Thanks for bringing your perspective. I understand where you are coming from, but I have a different approach to things. I wouldn't say dreams are for children. I get great fulfillment out of my life chasing dreams. One...
  3. L

    [34/NL] Looking for tips to get ahead

    @somecat Thanks Bert. I see you have chat and DMs disabled but I appreciate your views and will think about it a bit as I don't have a real response atm.
  4. L

    [34/NL] Looking for tips to get ahead

    @somecat Thanks for your well thought out response. I do think my house is more then a inflation hedge, key location and desirable house type. If we ever go London mode I'm holding a winning ticket. I did not take into consideration the kids wanting the study in the US or other private-style...
  5. L

    [34/NL] Looking for tips to get ahead

    @evangelistmusgrove Thanks, I will give it a go. Looks fun to do!
  6. L

    [34/NL] Looking for tips to get ahead

    @emm3635 No special retirement investments, estimated retirement amount will be 122k per year aka 7k net per month. All things staying the same.. Sounds like a lot, but I'm fearful of the retirement scheme and inflation. https://i.postimg.cc/FKNtHJxL/Pension-v1.png
  7. L

    [34/NL] Looking for tips to get ahead

    @ecker92 That.. yeah that is some sounds advice! Will take it into consideration
  8. L

    [34/NL] Looking for tips to get ahead

    @hiddenlotus Yeah, I would say we move to Italy if we buy that Villa. 2700 euros does not cover 90 days of luxery hotels. I just visited Frejus and we spend 250 a night. Right now I dont have 3% return on that 90k though
  9. L

    [34/NL] Looking for tips to get ahead

    @jimbeaux Yup, but I hope you can agree that outside perspectives only help make the best decision! It is very possible I'm overseeing options that would push me towards a certain decision
  10. L

    [34/NL] Looking for tips to get ahead

    @hieronymus I can invest in stocks and ETFs, just requires some hurdles at work to figure out. I'm banking on my house to increase in value at a much higher pace then an Italian holiday villa. I live in a high demand location with a great house that can only appreciate in value - ceteris...
  11. L

    [34/NL] Looking for tips to get ahead

    @njelly77 Good point, here is the export of my expenses: https://i.postimg.cc/4xxj9T98/Persoonlijk-Budgetadvies-v2-EN-Page-1.png https://i.postimg.cc/cCWb4qWB/Persoonlijk-Budgetadvies-v2-EN-Page-2.png https://i.postimg.cc/Qt1z382M/Persoonlijk-Budgetadvies-v2-EN-Page-3.png...
  12. L

    [34/NL] Looking for tips to get ahead

    @emm3635 Dont worry I'm very supportive on this! Aside from getting our financials in order the other big ticket item is mental/physical health.
  13. L

    [34/NL] Looking for tips to get ahead

    @jasonstroberts I have always been rather frugal and in my head basic-fit only costs 20 euros and outdoor exercising is free. I have a mental image of our financial breakdown in my head and was surprised that we spend 150 on gym memberships. Not a complaint, just an observation which caught me...
  14. L

    [34/NL] Looking for tips to get ahead

    @danishlutheran This frugal financial dumbster is dumb sometimes and I just didn't know that
  15. L

    [34/NL] Looking for tips to get ahead

    I'm on vacation and going through my finances and trying to figure out how my family is floating and if its in line with our life ambitions. I made an overview to discuss it with my wife and dad (personal advisor). I'm torn between enjoying the fruit of my labor now while I have a young family...
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