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@mhg same with AXA in NE 3,5%, in combination with mandatory household insurance which gives 10% discount on the caution premium.

@tastywallet I have finpension and I don't know what everyone is saying here. You can bypass this problem easily. You just need to pick the customized strategy and pick a fund with the exposure you want, I picked CSIF (CH) III Equity World ex CH Blue - Pension Fund Plus ZB which only has 0.1 %...

@insight2017 I don't have the cumulus one but I think it's very similar. The main thing I liked is that it's free and gives me good cachbacks on 3 shops of my choice so I picked coop Migros and Booking.com and I get 1% cashback on that.

@anything1234 I would suggest looking into a credit card with rewards like the Certo one mastercard. Always pay your credit card bill at the end of each month to never pay interests but using a credit card for your everyday purchases adds an extra level of protection in case of fraud.

My parents are starting to really plan for their retirement which will happen in the next 5 years. I'm trying to make sure they think of everything and do not get scammed but I also do not want to manage things for them to not be blamed for anything and create tensions. I have trouble finding...