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@nightwing761 If you have collision and comprehensive coverage under your own policy, you don't need the collision damage waiver. Your own 1st party coverages would carry over to a rental if needed.

@progguy Which is fair and understandable. This is why agents are key, they should explain and offer to you everything you need. Before I got into insurance I had no clue there wasn't such a thing as full coverage or that rental isn't automatically included.