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@pawello Hdfc limited (NBFC) which funded your loan was following NHB rules. However banks are not allowed to charge prepayment charges for floating rate home loans as per RBI directive. In most Bank loan cases prepayment is simple. Just NEFT/A2A to the loan account no. No communication...

@dunkin Ignorance is not bliss. Same day NAV is allowed only for overnight & liquid funds. The investment cutoff per SEBI is 1.30 am though for these funds. Brokers will have a earlier cutoff

@sonofzion Slight clarification. Upto ₹ 50,000 tax deductible investment can be carried out by the person directly. Anything above that needs the employer to "agree" to NPS deduction + remittance (as part of CTC) via employer+employee contrib to NPS. Some employers offer the option of PF+...

@almokdad Correction. I thought it was supposed to start today. Since it was 22, the "from/to fund" will be debited/credited today (assuming t+1 redemption) and tomorrow statement should reflect it.

@almokdad All is well and on schedule. The from fund will be debited tomorrow (depending on type of funds) and the to fund will be credited one day after that. Statements are available with a one day delay so don't panic tomorrow.

@lapinot Expense ratio is recurring cost. I had calculated sometime ago that it would take 3-4 years for ETF to break even in terms of costs with MF. However the pricing issue still remains. Hence I prefer MF.

@lapinot To encash ETF, the investor has to find a buyer in the exchange. The price may not reflect the value of the underlying security since it is a demand driven function. However you can sell anyone during the day so as a wannabe trader, take advantage of volatility. In a MF, the MF values...

@rwg319 I called the 1800 no (between business hrs.. say post 10 am) a few days ago to set up my pin.

@rwg319 Suggestion Call 1800-222-080 \ Probably they will tell you that this is for enps accounts opened with NSDL and provide another no (non toll free) for other accounts. \ Try calling that no. I called up the NSDL helpline and got my tpin setup with name/dob/nominee name only so it is...

@resjudicata NPS has a equity component. It is for you to choose, specially as a citizen (non guv) subscriber.

@scottmcc2 The KYC is associated with the Pan no. It is now applicable to investment with any financial institution. All they need to do is to use your Pan no to confirm KYC is completed. Use MF Central if you want SOA mutual funds rather than Kuvera. Zerodha is good for demat MF. If the...