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@tobiahjude99 The general pass for SBB is much much less in terms of deduction for me.

Last year unfortunately my car insurance wasn’t yet under my name. That made the difference of them not accepting the deduction. This year, I’d like to make sure it’ll be accepted. Door to door I drive 70km each way. I have 50% home office if I want but I’m not deducting anything related to...

@mmend Really? How so?

I think I’m already pretty optimised on this, but I’d love to know if anyone has any hacks/tips I don’t know about. My current strategy is that I check the TCS app for the cheapest gas station between my house and work. I won’t go way out of my way to get a cheaper station however. I try to...

I’ve been investing around 1200chf into IBKR and 400chf into my 3rd pillar per month for a couple years now. My remaining savings are mostly in a cash account which amounts to just over 50k. If I think about my potential emergency fund, it would probably be around 20k, meaning I have 30k or so...