Yet another budget spreadsheet

[hayden4]

My shy gf @simplyconfused made this for me, I told her to post it but she wouldn't

 

[slaveofgodreturns]

@hayden4 Very good savings!! And beautiful spreadsheet. Thanks

 

[holydan86]

@hayden4 Very nice! But can you please explain to me how you have Amazon Prime for £39.99 pa??

 

[hayden4]

@holydan86 Student price, it will go up eventually.

 

[holydan86]

@hayden4 Ah well. I'm about to renew so got excited thinking I was going to have an extra £40 in my pocket just then. Already spent it in fact.

 

[realdocphil]

@hayden4 Well I can tell from experience they are not a hurry to do that

 

[donaldzet]

@hayden4 I'm about to renew my Prime Student and I haven't been a student since last year haha.

 

[justapewfiller]

@hayden4 Could you divulge how you are paying little to no rent. Region, whether it’s HMO or split with someone. Thx

 

[hayden4]

@justapewfiller Smallish room in a 4 bed HMO. I picked this place because it was so cheap and basically as close to work as I could get.

 

[mooh]

@hayden4 Love your spreadsheet, it has such a fun element to it and I’m inspired to use it and actually start budgeting properly. Probably a really silly question, but is there a blank version for people who aren’t excel savy? I’ve tried to save it as a copy, or delete your numbers so I can input mine but can’t seem to figure out how. Again it might be really obvious how to do it and I might just be being silly. TIA

 

[simplyconfused]

@mooh Hey! Thanks for such a kind comment : )

Here's the template: https://docs.google.com/spreadsheets/d/1IPopS5NhfnzemcWgDtMruEo0HrqSAQsPBeP1hPA2Ffk/edit?usp=sharing

Let me know if there's a mistake somewhere or if I can change anything for you

 

[mooh]

@simplyconfused Thank you very much, this is exceedingly helpful!! Will try using this and get back to you if I run into any issues, hopefully not

 

[bmason]

@hayden4 I didn't know the "SWITCH" excel formula before, that's pretty sweet.

 

[loverettaduke]

@hayden4 Wow. Looks amazing

 

[lander777]

@hayden4 This is exactly what I've wanted without even knowing it!! Clear, concise overview and easy to tweak different parts. Lots of the spreadsheets that are posted here are a bit unnecessarily turbo for me...

 

[alfje123]

@hayden4 Your savings alone are more than my salary...

Edit: thanks for the document. Will be very helpful

 

[resjudicata]

@hayden4 Really nice, thank you for posting! I'm going to figure out how to edit my copy and then adjust it for a mortgage and to include a bonus etc.

 

[tomber]

@hayden4 Love it - I am recently self employed and was trying to figure out my NI, student loan and Tax payments.

This is amazing! Thank you

 

[holydan86]

@tomber Not to take away from the sheet - because it is very nice - but have you looked at salary calculator websites? You can find a few by searching something like "tax salay calculator uk" but i've used this one in the past - https://listentotaxman.com/

You can tweak your settings and look at different years so it's a bit more flexible depending on what you're looking for.

The NI might not be accurate for you as you are self employed. Sorry Ican't remember the rules for that since I last self assessed but don't think it was that far of employment rates all in.

 

[resjudicata]

@holydan86 God is wish I lived there. They always say you have higher taxes but great healthcare for all. I plugged in my American salary, and the national insurance is less then what I pay through my work. And they tell me I have great insurance. I pay tons every month and then tons of I need a doctor.