Used the HELOC to do some remodeling when interest rates were around four, he locks are variable so now it’s 9 1/2. I could take out a loan on my 401(k) pay myself to 9 1/2% interest. Just wondering if that makes sense financially or bad idea. We’re paying $1000 a month extra on the HELOC. So, t’ll be gone in three years anyway I could just make the 401(k) loan three years as well.