@tressalie Axis bank rejected my freecharge axis bank cedit card too. I don't have an account with Axis bank. Can you guide how to get an axis credit card?
Whether one should have a credit card or not?
- Thread starter arenee
- Start date
@blueblood You will need a full fledged savings bank account with Axis Bank with 15,000 average monthly balance to get a credit card. No way to get it against FD without that.
@tressalie Oh! Can't i open a FD of Rs 25,000 with Axis Bank and get a credit card against FD?
@blueblood You can but only after you open a savings account with Axis first. I tried doing what you described but that just wasted a month. The incompetent branch employees told me it's possible without a bank account, but then made me open one eventually. I speak from (harrowing) experience.
@tressalie Understood. I would then try opening the savings account from my hometown so that the monthly average balance requirement would be less. What do you think?
@blueblood That sounds like a solid idea. Just make sure the employees understand what you're trying to do before opening the account.
One branch I visited straight up refused to look into it, while the other was overconfident that a FD-linked CC doesn't need a savings account.
Oh also, you can only get the Flipkart and MyZone cards on FD.
One branch I visited straight up refused to look into it, while the other was overconfident that a FD-linked CC doesn't need a savings account.
Oh also, you can only get the Flipkart and MyZone cards on FD.
@tressalie Last one's not true. The default option is myzone but they let you have the Flipkart one if you choose.
Source- i got one
Source- i got one
alysiakgc208
New member
@tressalie
- is it possible to later close the account?
- is there fixed period after which the lien is removed or does it depend on bank?
- 80% fd limit provided by axis?
- axis asap acc okay or full fledged saving only?
@alysiakgc208
- The credit card will take at least 15 days to process and arrive. Maybe you can close the account within that time, but I doubt it. >15 days and
@tressalie Hello, can you please tell me about the eligibility criteria and documents to be submitted, is there a income cutoff?
shefmasurj
New member
@blueblood Vist their website and apply from there, the bank credit card team will come to your home to collect the kyc process. Once approved. Within 1-2 weeks you will get the card.
@tressalie That’s also an option. Thank you mate
resjudicata
New member
@jinete When such a thing happens, the current customers are not charged that fee. If someone got the card when they were offering no annual fee, that is how it will remain.
In case they do start charging, call them up and tell them you are not willing to pay the fee. They'll drop it almost immediately if you have good history with the bank and a good credit score.
In case they do start charging, call them up and tell them you are not willing to pay the fee. They'll drop it almost immediately if you have good history with the bank and a good credit score.