zumbafanforever
New member
Lazy Sunday shower thought…
A) start with $300k inheritance in your late teens/early 20’s. Work a stable job where your annual income caps out at around $100-120k.
B) start with nothing. Go through the pains of living on a student budget, begin your working life on a modest income, but eventually in your early 30’s start hitting $150k salary, working towards $200k+ in late 30’s/early 40’s.
The question boils down to: how much is getting that initial leg-up worth?
Person B) will far out-earn person A). However, person A) could invest that money while living with mum and dad for another 5-7 years, getting a pretty significant head start so to speak.
A) start with $300k inheritance in your late teens/early 20’s. Work a stable job where your annual income caps out at around $100-120k.
B) start with nothing. Go through the pains of living on a student budget, begin your working life on a modest income, but eventually in your early 30’s start hitting $150k salary, working towards $200k+ in late 30’s/early 40’s.
The question boils down to: how much is getting that initial leg-up worth?
Person B) will far out-earn person A). However, person A) could invest that money while living with mum and dad for another 5-7 years, getting a pretty significant head start so to speak.