What is the best % rate for savings account in your country.

[hattington]

@sjpenny That's a fixed term deposit so not quite comparable

 

[prettyfit12]

@sunflowers24 In Germany at the moment, I am sticking with Scalable Capital with a 2,3% pa paid each trimester in a deposit that anytime I can withdraw.

My gf is from CZ, and she has some czk there which give her over a 5%, but if you want to do the same with euros, just transforming euros to czk and back, you loose all the potential gain over what they give in germany.

I saw in euros one of the best is an italian bank, not sure the name.

 

[eastcascade]

@sunflowers24 In Ireland the highest rates available to Irish residents are with banks outside the country.

i.e.: Raisin Bank (up to 3.45%) + Bunq (1.56%) + GoLightyear (1.75%) + Wise.com (1.12%) + Trade Republic (2.00%).

Ireland domestic bank deposit rates are awful.

 

[mohitraletta]

@eastcascade 0.25% is the highest from a national bank here hahahah! What a joke! Thank god for the EU and the access we now have to other European institutions.

 

[tonedr]

@sunflowers24 7.1% India

 

[resjudicata]

@sunflowers24 8% in Poland, ive seen 8,25-8,5 too, but it wasnt worth the effort to open another one.

 

[umusagoat]

@sunflowers24 CZ has 6,15% look into VÚB - spoření bez limitů

 

[person21]

@umusagoat :/ the site looks like it is built in 2010. how long is this bank operating?

 

[umusagoat]

@person21 For a long time in Slovakia, for a year in CZ I think …. It’s one of the most popular Slovak bank that has come to Czech market

 

[sunflowers24]

@umusagoat You are quite right - there is and I have opened account there. Yes, IB is quite outdated, but they offer daily capitalization and offer to pay capital gain taxes in your home country.

But it's a Slovak bank, operating in Czechia.

 

[craigeandrewhughes]

@sunflowers24 Sweden:

Best one with free withdrawals gives 2,6%

If you lock in for a year you can get 3,2%

 

[saint101]

@sunflowers24 anyone from Hungary with any insight?

 

[resjudicata]

@saint101 9% at Cetelem but you can achieve more

 

[lola1993]

@sunflowers24 Around 2% for 1 year (up to 600€). ING offers 0.75% but couldnt find for how long and the límit to withdraw. Spain.

 

[masayou152]

@lola1993 2% in MyInvestor up to 50k€ or 1% in Pibank without a cap are better options in Spain.

 

[whtny356]

@sunflowers24 In Italy 3% for 12 months or something like 4% for 5 years

 

[lc94fsh]

@whtny356 Is there also something without time fixation in italy?

 

[whtny356]

@lc94fsh Yes but % are little less

 

[superzorou]

@whtny356 Can you specify which bank?

 

[annies]

@sunflowers24 Slovakia 3,2% for 1 year.