Vul Policy

[justmeandme]

Ask ko lang po kung ano ibig sabihin ng binigay sakin na options under Death Policy.
Option A po ang binigay sakin.

Option A (inclusive): Greater of Sum Assured OR Fund Value

Option B (exclusive): Sum Assured PLUS Fund Value

Sabi po nila sa akin yung Option A daw po ang makukuha ng beneficiary ko is yung sum assured and fund value. Hindi po ba baliktad?

 

[danilog]

@justmeandme Baliktad nga, option A you only get which is higher. If you have 1M sum assured then your fund value is 900K, your beneficiaries will get 1M only

If Option B, beneficiary will get 1M + 900K

 

[faselina]

@justmeandme For mine with Pru Life its.. sum assured + FV + 125% Top ups - 125% topup withdrawals.