Underwriters of /r/lifeinsurance - how long does a prescription history remain on my consumer report (such as Intellisript,etc.)?

[jazzflower92]

I have been denied twice for life insurance due to my prescription history. I received the report from Intelliscript, which goes back to 2010 only...I am wondering if I could wait a few years and reapply or if I am doomed to forever be denied term life insurance. I am still under 40 years old and in otherwise good health. Thanks!

 

[spockfan]

@jazzflower92 Some companies don't even check records, and most don't go back more then a few, especially 5. When was last time you were declined?

 

[nickbor34]

@jazzflower92 Agent here. 8 years max

 

[xxgodloverxx69]

@jazzflower92 Life underwriter. My Rx check goes 6 years.