crystagail
New member
So my car was totalled. My insurance refuses to pay the lien holder until they provide the perfected title but they will not have the perfected title for over 6 months because Texas DMV is backed up as usual. What can I do? I cannot afford to pay this car loan plus my new car loan until the perfected title is provided in 6 months. I'm considering refusing to pay and ruining my credit, but I want to avoid this as much as is possible. I'm struggling. Help??? Advice???