Tooo expensive policy even 6 months coverage is more costly then actual vehicle!!!!!

[bingo25]

Hey rediters, im seeing help at this situation
Firstly im located in nyc newly licensed age 23 international student , so i got my license 5 months ago and bought a car for my daily drive but the problem is 1,070 dollars per month for liability insurance on progressive?? Is that make any sense it was 2016 dodge charger rt i know did a mistake on heavy engine car , but i seen ppl bought 2014 camry paying 746 a month,, luckily i got rid of it my dodge charger but i still need a car for my work im just trying to make living up here nothing fancy pls any solution pls help me i would take any car that insurance cost under 300 i barley making money in this city
Car price 12 k dodge
Camry 7 k

 

[onesmus]

@bingo25 Actually, that price was probably pretty reasonable for someone who just got their license and driving a 16 dodge charger in New York City.

 

[bingo25]

@onesmus Nothing else to say bruh just trying to make living nothing fancy cried lot to god no hope there

 

[chantalady]

@bingo25 There's more insurance companies out there other than the big names you see "funny" commercials for.

Being in NYC, young and an inexperienced driver, your rates are going to be high. Your demographics are a big risk for insurance companies.

Your best bet? Find an independent insurance agency near you who work with multiple insurance companies. They can advise you of appropriate insurance coverage for your needs and get quotes from multiple companies at once.

Google "independent insurance agency" and your borough or neighborhood to find one near you.

 

[bingo25]

@chantalady This fucken country is bs
What dose high risk age matter to me !!!
I knew myself i drive safe for my own they judging eveyone same just is because age

 

[soundwaves85]

@bingo25 You've been licensed less than a year. You don't have the experience to know how to react to things safely. You are a high risk driver. No one is judging you, they're using statistics and data to evaluate your risk.

 

[kejuli]

@bingo25 Insurance isn’t personal. It’s stats.

 

[bingo25]

@kejuli Stats r same but not people right!!!

 

[kejuli]

@bingo25 I don’t get the point you’re trying to make.

 

[aenon]

@kejuli The point he’s trying to make is he’s an idiot that thinks the world owes him something.