The secondary driver on my vehicle Ran a red light- insurance implications ?

[jaxosk26]

Quick question regarding car insurance

I am the primary driver on my car. My brother (who is listed as the secondary driver on the insurance) ran a red light and got caught on the city camera, which they sent a fine to our home address with the photo proof and all.

As for insurance, will they think that this red light run was me, considering I am the primary? They don’t have a photo of who was driving, and there was no name on the ticket.

Any help would be appreciated.

 

[nguyenviet92]

@jaxosk26 It doesn’t affect. The ticket is for the plate. Not the driver I believe. I could be wrong

 

[jaxosk26]

@nguyenviet92 Yeah it would be on the plate- I’m just wondering if insurance gets word of this or not

 

[nguyenviet92]

@jaxosk26 Not unless you report it.

 

[jaxosk26]

@nguyenviet92 Great thanks, I was over thinking
Why would anyone report it haahah

 

[sovereignone]

@nguyenviet92 Even if they did report it, any decent agent/broker should know that unless it’s a ticket/conviction to reports to the MVR/abstract, we don’t rate for it. And it doesn’t report to the MVR because, like you said, it’s reported to the plate and you can’t definitely prove who the driver was or wasn’t.