Term life eDelivery signing while outside USA

[bmillerware]

I had applied for Life insurance, it has been approved and have a eDelivery to be be signed.

I completed the application and medical exams while I was in USA, it took them a while to approve and send the docs. Now I am traveling in a different country and I am, staying here for total 32 days. Can i sign the eDelivery while outside USA or do i need to be in USA to sign the eDelivery docs?

 

[bandan]

@bmillerware If you are using DocuSign you are supposed to be in the U.S. to sign however the consequence of not being is essentially nothing. DocuSign locations are really never audited by insurers and signing abroad wouldn’t invalidate the contract.

 

[kim5398]

@bmillerware If you disclosed the trip, then you can go ahead and sign. Typically though the complete application process has to be completed while in the US. Double check with the carrier because you want to make sure they will honor the coverage if god forbid something happens to you while you are away.

 

[artanis]

@bmillerware Which company did you get the policy with?

 

[bmillerware]

@artanis Pacific Life

 

[artanis]

@bmillerware Generally most companies want you to be in the country when you sign it, but if you prepaid you might be covered? Have you tried emailing your agent and asking him?

 

[bmillerware]

@artanis Have not prepaid, need to sign the edelivery and provide payment details.

Yes did email the agent as well

 

[artanis]

@bmillerware Sorry I couldn’t help more