Shopping rates

[wesleyhem]

I have an offer from an insurance company for a 2 million dollar policy. I feel it’s high

To shop this offer do i need to go
Through full medical exams again with other companies or can they utilize the data i have on hand?

 

[hannahjane]

@wesleyhem Most companies accept lab results and exam results from other carriers if those results are less than 6-12 months old (the length varies by company).

There are only two insurance labs in the country and they’re both basically doing the same tests.

 

[smb123]

@wesleyhem Have current carrier issue the policy, and you do not have to accept it just by having them issue. The medical questionnaire you completed will be attached to policy. Any other carrier will accept that medical questionnaire along with copy of lab results to make you a new offer. You should be able to access your insurance labs online from either CRL or Exam One. Good luck!

 

[anniemae]

@wesleyhem Message me directly and I can help you