Seeking opinions on first ETF portfolio

[sweetpeach]

Hey all,

I (M30) am starting to look into investing part of my savings into ETF.

Could you give me your opinion on this first draft allocation ?

Thanks

https://preview.redd.it/e7rvmo4z1dg...bp&s=4c8a1e6c47ac7e5d4c5972a4d9a61b3f2c0d8f99

 

[jasonspence]

@sweetpeach VTI or VOO would be my top choices, considering your age (no big difference between the two).

to diversify into international: VXUS

To be more aggressive (higher risk tolerance): VUG

To diversify into real estate (REIT): VNQ

 

[mmryan720]

@sweetpeach Not terrible. But Id simplify it to fewer low-fee index funds. Check expense ratios for those funds on your brokerage platform.

 

[firefly7777]

@sweetpeach I don’t see much benefit to investing in so many index funds. One point of an index fund is already being diversified. I would simplify with low cost vanguard index funds. One US and one international.