@georgehay I’m trying to learn more about this “Crowdplatforms” too.
What I can advise is to remember that you are investing in currency. Differently than stocks where you see clearly when it goes up or down, with currency is more subtle, but it also does. You see it from inflation-deflation change.
So you have to evaluate, not only the risk of the Person/Company you are investing in (very important), but also what currency will give you the best “real interest rate”.
Maybe you already know all this but many don’t..
I know of the Acredius AG, Swiss P2B lending platform. They have still little investments option so I haven’t invested yet.
About Mintos I’ve already heard about and still haven’t figured out how good it is (but it seems popular)
Here’s a chat with a reddit user about Mintos, couldn’t really understand if he was happy or unhappy about the platform:
https://reddit.com/r/eupersonalfinance/s/EsQpWfv9fc