smorganmackay
New member
Hello & Kia Ora
I am a 26yo F who was born in the US and at the age of 18 moved abroad to study
I have now lived in New Zealand for six years and just started working professionally as of last year 2023
For retirement plans : in the US we have a 401k and in NZ there is something similar called a KiwiSaver
I haven’t been contributing to either and need to start making some decisions
I am currently planning on getting my residency in NZ (hopefully by the end of 2024) and furthermore to permanently stay in NZ.
Does anyone have any insight as to:
-can I contribute to a 401k as a citizen of America despite working internationally ?
-is a 401k more efficient than KiwiSaver?
-thoughts on KiwiSaver ?
-if you have been in this situation, what have you done?
Any guidance is much appreciated aka chuurs bro
I am a 26yo F who was born in the US and at the age of 18 moved abroad to study
I have now lived in New Zealand for six years and just started working professionally as of last year 2023
For retirement plans : in the US we have a 401k and in NZ there is something similar called a KiwiSaver
I haven’t been contributing to either and need to start making some decisions
I am currently planning on getting my residency in NZ (hopefully by the end of 2024) and furthermore to permanently stay in NZ.
Does anyone have any insight as to:
-can I contribute to a 401k as a citizen of America despite working internationally ?
-is a 401k more efficient than KiwiSaver?
-thoughts on KiwiSaver ?
-if you have been in this situation, what have you done?
Any guidance is much appreciated aka chuurs bro