really need advice on paying for college

[tru_telr]

Currently I'm in IPTS. One semester cost about 8k. Im at my end wits. I didn't apply for ptptn, and my dumbass thought I could personally cover it. I paused for a year (bank dry up, pause to work to fund my study).

I decided f it, might as well go for ptptn n my permohonan was declined because I pause for a year. Im at my ends wit, what should I do? Should I apply for bank student loan? Any advice?

I'm studying at Penang, Bumiputera, Malay. One more year of college.

 

[gadds2000]

@tru_telr Bumi...so you can try MARA? check their website. I think PTPTN you got rejected coz you only have one year left

 

[ineedadvice101]

@tru_telr Why never go public uni? My relative just got USM 4 years only cost rm10k.

Your best option now is ptptn. Student loan interest rate not low.

 

[sunshine1973]

@ineedadvice101 Wdym not low? Ptptn is 1%. You can literally borrow and invest it in bank just to profit

 

[ineedadvice101]

@sunshine1973 I talking about bank student loan.

 

[dazza_73]

@tru_telr I have but to ask, have you tried asking your parents for the money?

 

[tru_telr]

@dazza_73 yess, my dad is retired however. I don't want to burden him. I want to onow if there's alternative

 

[salamsalemi33]

@tru_telr Undergraduate programs?

Short term options is to apply for some incentives/help from Zakat, Baitulmal, local area YB and Yayasan negeri (loan or small one time allowance).

Long term solution, you may opt to work part time while studying, or ask parents to support if they can afford it.

 

[sydneys]

@tru_telr mara/jpa bro can cover u a lot