@bestillandknow313 It sounds like you have a reasonably well-diversified portfolio, but have strong opinions about your personal investment philosophy and how your money should be managed.
If your investment philosophy will never align with theirs, you should manage your own money and hold yourself accountable for any performance or risk issues. I would not invest my money in the way you suggest. However, that’s my prerogative and I don’t know anything about your finances.
For reference, Vanguard’s STAR fund (moderate risk, actively managed) is up 6.08% YTD and their index based equivalent Vanguard LifeStrategy Moderate is up 5.56% YTD.
If your investment philosophy will never align with theirs, you should manage your own money and hold yourself accountable for any performance or risk issues. I would not invest my money in the way you suggest. However, that’s my prerogative and I don’t know anything about your finances.
For reference, Vanguard’s STAR fund (moderate risk, actively managed) is up 6.08% YTD and their index based equivalent Vanguard LifeStrategy Moderate is up 5.56% YTD.