Progressive Policy Question

haniball

New member
State: New Mexico.

Situation: My wife's father died 12/23/23 and a death certificate was not issued for roughly 1.5 months. Auto policy was active through 03/04/24. Insured auto was stolen from home on 03/30/24.

Question: Is there a provision in the insuring agreement or conditions of Progressive's auto policy about policy coverage in the event of the death of all named insureds? When I was with my prior employer (another carrier) I know policy coverage was extended for X amount of days after the policy lapsed in this instance.

Clarification: We live in TN and, due to distance + delay in getting the death certificate, my wife has been unable to get to NM to start the probate process.
 
@haniball There was probably an extension of coverage based on no losses occurring.

The fact that the vehicle was stolen after the policy expired is not looking good here OP.
 

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