Pothole damage - should i claim it

[ajmal]

I hit a pretty bad pothole on highway ramp in Montreal and the mechanic is quoting a $2200 fix for various parts for suspension. My policy can cover it and have a $350 deductible.

The problem is I had one at-fault accident in March 2019 and my car was totalled. this would be a second in 5 years. Should I go through insurance in my case?

Thanks for your input in advance!

 

[gwbhanna]

@ajmal Save that rate hike for a 5000$ or more claim.

 

[ajmal]

@sovereignone We looked into this but unfortunately they do not cover damages to tires or suspension due to road conditions..