jordynnm91
New member
I am going to make this as detailed and short as possible, here is my problem.
I live in Southwest Tennessee in or around 2011 my wife and I bought a life insurance policy to my recollection we paid a lump sum for. My wife always handled paperwork and things of that nature because she was better at it than me and at the time, I did not pay very much attention to the details of things I suppose because I had the “that will never happen to me mentality” hard lesson learned. My wife passed away in 2020 apparently within the two weeks prior to her passing while I was at the hospital with her someone (oldest stepdaughter) broke into our home and stole the small fireproof safe box we kept the insurance paperwork in. in order to either change the beneficiary or just to prevent me from getting the proceeds not sure which one I would presume to change the beneficiary. The life insurance policy was the last thing on my mind at the time but the first thing on hers, I did not even think of it until while speaking with the funeral director I was instructed to bring identifying documents and any life insurance policies we may have had. I went to retrieve the safe box and it was gone I informed local law Enforcment the police chief and myself tore the house apart looking for it with no avail therefore a report was filed. While at the funeral home it was obvious enough that even the funeral director made the statement “oh they got it” referring to my two stepdaughters. The only things I can recall about the policy was that a nurse come to our home to draw blood and administer drug test, I remember at one point while she was there the nurse made a comment about “The General” I responded with "oh the little guy on T.V." and she jokingly replied “no not that general” she performed her duties and left and I went back to work. A couple of weeks or so later we received the policy in two copies, one with my name on it and one with hers. I laid mine in the box, she laid hers in the box, then closed and locked it and that is the last time I remember seeing them. I do not remember the name of the company because, as I said, I did not pay a lot of attention at the time. I have since contacted the NAIC as well as the state insurance office which does not keep records of life insurance in Tennessee and referred me back to NAIC which I have received some names of companies, but they are older policies, and none have anything with my info just hers. The police refuse to help pretty much because of not having the company information to supply proof. If the beneficiary were changed, if it were possible, it would have been under duress while my wife was in the hospital or by forgery, illegal, nonetheless. My question is how can I recover the company I have tried everything I can think of besides paying someone or hiring an attorney going from a two-income household to just me I do not have any money left after paying bills and trying to survive. Does anyone here know what company licensed in Southwest Tennessee around 2011 would be known as A.K.A. “The General” to which the nurse referred to? Any help in this matter is greatly appreciated.
I live in Southwest Tennessee in or around 2011 my wife and I bought a life insurance policy to my recollection we paid a lump sum for. My wife always handled paperwork and things of that nature because she was better at it than me and at the time, I did not pay very much attention to the details of things I suppose because I had the “that will never happen to me mentality” hard lesson learned. My wife passed away in 2020 apparently within the two weeks prior to her passing while I was at the hospital with her someone (oldest stepdaughter) broke into our home and stole the small fireproof safe box we kept the insurance paperwork in. in order to either change the beneficiary or just to prevent me from getting the proceeds not sure which one I would presume to change the beneficiary. The life insurance policy was the last thing on my mind at the time but the first thing on hers, I did not even think of it until while speaking with the funeral director I was instructed to bring identifying documents and any life insurance policies we may have had. I went to retrieve the safe box and it was gone I informed local law Enforcment the police chief and myself tore the house apart looking for it with no avail therefore a report was filed. While at the funeral home it was obvious enough that even the funeral director made the statement “oh they got it” referring to my two stepdaughters. The only things I can recall about the policy was that a nurse come to our home to draw blood and administer drug test, I remember at one point while she was there the nurse made a comment about “The General” I responded with "oh the little guy on T.V." and she jokingly replied “no not that general” she performed her duties and left and I went back to work. A couple of weeks or so later we received the policy in two copies, one with my name on it and one with hers. I laid mine in the box, she laid hers in the box, then closed and locked it and that is the last time I remember seeing them. I do not remember the name of the company because, as I said, I did not pay a lot of attention at the time. I have since contacted the NAIC as well as the state insurance office which does not keep records of life insurance in Tennessee and referred me back to NAIC which I have received some names of companies, but they are older policies, and none have anything with my info just hers. The police refuse to help pretty much because of not having the company information to supply proof. If the beneficiary were changed, if it were possible, it would have been under duress while my wife was in the hospital or by forgery, illegal, nonetheless. My question is how can I recover the company I have tried everything I can think of besides paying someone or hiring an attorney going from a two-income household to just me I do not have any money left after paying bills and trying to survive. Does anyone here know what company licensed in Southwest Tennessee around 2011 would be known as A.K.A. “The General” to which the nurse referred to? Any help in this matter is greatly appreciated.