@saintnick Looking at the title and the URL, I thought it was going to be a sales pitch for high fee insurance. Turns out it’s a sales pitch for iDeco (which I have joined and support, but also has not insignificant fees).
There are a few twisted facts in there, like it implies that in the future you will have to take your pension from 75, whereas the fact is you can choose to take it at any time between 60 and 75, with significantly increased payouts if you delay your pension. It also implies that pension payouts have started going down, failing to mention that this data was taken from a year with deflation. Finally, it also implies that because of the declining population that pension premiums will have to go up significantly to cover the difference, without mentioning the existence of the GPIF.
So yeah, a fear based article written for the purpose of getting you to sign up for iDeco, of which they presumably are getting some kickback.
