comikid338
New member
I am 24 and just graduated in February. I have a small business i started when i was in uni but stopped 2 months ago as my single mom opposed and want me to have a ‘real job’ instead but now i am unemployed mainly because of the rona. Here are the problems:
1) i live in a really small town that didn’t really have vacancies. Even if there are, it’s physical works for men.
2) i want to go to a bigger town bcs of easy public transport access, (I can’t drive or ride a motorcycle because of my trauma) even for a retail or odd job but can’t now because of the cross state restriction.
3) i am currently doing freelance graphic design but hard to get customer.
4) i took two loans in uni. Most probably will get shitted on for this but i did bcs my mom said she can’t afford me to go to uni and if i did, I shouldn’t ever ask her for money and i never did until i grad. I get JA and never really cancel my PTPN bcs i was scared i will have no money to live on considering i also use Grab to commute.
now i’m scared of my 70k total loans and how i will pay it back. Does they ask for a lot every month? I didn’t receive the pay-back letter yet but i feel screwed thinking if i can survive. I have savings but don’t know how long it can suffice and if i should use the money when i can migrate to bigger city later. I’m afraid of being blacklisted considering i breached the contract of only one loan per time.
1) i live in a really small town that didn’t really have vacancies. Even if there are, it’s physical works for men.
2) i want to go to a bigger town bcs of easy public transport access, (I can’t drive or ride a motorcycle because of my trauma) even for a retail or odd job but can’t now because of the cross state restriction.
3) i am currently doing freelance graphic design but hard to get customer.
4) i took two loans in uni. Most probably will get shitted on for this but i did bcs my mom said she can’t afford me to go to uni and if i did, I shouldn’t ever ask her for money and i never did until i grad. I get JA and never really cancel my PTPN bcs i was scared i will have no money to live on considering i also use Grab to commute.
now i’m scared of my 70k total loans and how i will pay it back. Does they ask for a lot every month? I didn’t receive the pay-back letter yet but i feel screwed thinking if i can survive. I have savings but don’t know how long it can suffice and if i should use the money when i can migrate to bigger city later. I’m afraid of being blacklisted considering i breached the contract of only one loan per time.
