My neighbor’s house exploded. How do I proceed from here?

[babygems]

@boywonder23k It’s going to be interesting, that is certain. My neighbors have a head start on me so I am going to speak with them in the next few days to see if there is any confirmation I can get from them about these claims and move forward from there.

 

[resjudicata]

@babygems JFC, I hope no one was in the other house. Glad you were safe. It should all work out OK for you both. Congrats on the marriage!

 

[coolworld187]

@babygems Is this in Onedia NY? I saw this on the news yesterday looked like more damage than if a jet dropped a 500lb bomb on it! Unreal .

 

[heal92]

@coolworld187 Yes.

 

[goldenboy89]

@babygems Which is your house?

 

[jawj77]

@babygems Get the windows boarded and a claim filed. Concussive damage from an explosion will probably require the insurer to hire a structural engineer, so make sure your insurer has contact information for someone who can exhibit the property if you're going to be gone for a while yet.

 

[b4jesus]

@babygems Not the kind of bang you expected on honeymoon

 

[babygems]

@b4jesus Thank you, we needed that laugh

 

[minyen94]

@babygems File teh claimwith your own homeowners insurance. They will subrogate against anyone else who could be at fault to get their money back.

Also, by notifying them first, they will assist with things like boarding up . It required under your policy that you mitigate damages. Your carrier will handle this. This is what insurance companies do. They have emergency services who are reliable and whose charges they will approve.

It is unlikely, though not guarantied, that your premium will go up. There is no fault on your side

 

[wingsoffaith]

@babygems Take steps to prevent further damage.

Contact your home owner insurance, they should take care of it.

 

[nickkhun23]

@babygems Now. Call your insurance company and open a claim. They need to get an adjuster there WITH YOUR PARENTS to document

 

[msmawie_f]

@babygems FYI servopro does a lot of the services you need and sometimes does direct billing with the insurance

 

[necton]

@babygems Call your home owners insurance as soon as possible but no later than Tuesday.