Metrobank Time Deposit now at 4.125%

[lili2707]

TIER 1 month 2 to 5 months 6 months to 1 year

10,000 - 49,999 4.125% 4.125% 4.125%

50,000 - 199,999 4.125% 4.125% 4.250%

200,000 - 499,999 4.125% 4.125% 4.250%

500,000 - 999,999 4.125% 4.125% 4.375%

1,000,000 - 4,999,999 4.250% 4.250% 4.375%

5,000,000 - 9,999,999 4.250% 4.250% 4.500%

10,000,000 - 19,999,999 4.250% 4.250% 4.500%

20,000,000 - 99,999,999,999 4.250% 4.250% 4.500%

 

[middaysun]

@lili2707 City Savings bank, a subsidiary of UB, nakakuha ako ng TD, 6.25% 5yrs

 

[fausto1973]

@middaysun Any update sa TD rates ng Netbank, Maybank, and Unobank?

 

[starlight1983]

@middaysun Annual payout of interest?

 

[fearful]

@lili2707 Uno Digital Bank at 6.5% min of 3 months

 

[gust]

@lili2707 I recently placed one for 6 months since bumaba na rin rate ni Seabank and hindi na rin nalalayo really.

 

[teadrinkerdeepthinker]

@lili2707 Deyum these high interest rate is really kickin in na sa Time Deposits and Digital Bank Savings Account. Pero parang hindi pa ramdam sa credit cards and car loans dito sa atin noh? Same thing sa US yung interest rate nila dun ay mataas na pero may lagging effect of 1 year.

 

[joanie59]

@lili2707 I think someone also posted the same rate for RCBC but with monthly payout.

 

[saved123]

@lili2707 But inflation will kill ur interest

 

[brokenheart16]

@saved123 Good point. Depositors need a TD % interest rate that is a) higher than inflation b) high enough to absorb taxes for withholding c) high enough to produce a remainder the TD holder can live on.

 

[rahmcd]

@lili2707 Shocks ambaba!

 

[adrkari]

@lili2707 Matagal na ko di nakapag-Metrobank. How's their mobile app/mobile banking experience?

 

[sleeplesshollow]

@adrkari Worst app among the banks im signed up with.

 

[brotherinchristjesus89]

@sleeplesshollow Dati piso kada balance check diyan via app eh..hahahha

 

[churchbuilder]

@sleeplesshollow okay naman na tong bago eh

 

[lili2707]

@adrkari the new mobile app limited pa. sa desktop ako mostly

 

[zetana]

@lili2707 Is this after withholding tax?

 

[gust]

@zetana Interest rates are always quoted on a gross basis by default unless otherwise stated.