Looking for savings account options with interest rates higher than 0.8%

[katie_hannah]

@uberweston 1.35%

 

[geneva0703]

@uberweston Bitcoin is the only good answer.

 

[uberweston]

@geneva0703 Indeed, but I don’t want selling them in case of emergency

 

[catholicguy]

@geneva0703 The only right answer

 

[emmar1121]

@uberweston Yuh offer 1%

 

[r025]

@uberweston Bank Cler offers 1.8% at the moment with Sparkonto Plus. https://www.cler.ch/de/info/sparen?...7gALsN1UIHMOAFW330LsGbCiUlex0QLRoCyxgQAvD_BwE

Check the offer, there are some rules for withdrawing for example

 

[letthrmusixsaveyourlife]

@uberweston 1.5% till 500.000.- with a Platinum CSX, normal withdrawl.

 

[bethelight]

@letthrmusixsaveyourlife How much does platinum cost?

 

[letthrmusixsaveyourlife]

@bethelight 50.- per month

 

[bethelight]

@letthrmusixsaveyourlife Humm. So if you need to keep at least 40k to break even. But seems a good deal still

 

[letthrmusixsaveyourlife]

@bethelight You also have cashback or Amex Points and all those insurances.
When you once had an accident in another country, the Card makes Everything way more relaxed.

You have no fees anywhere and the Amex points Count at ochsner and sbb counter.

I get around 30.- in cashback each month and have a secured Place to park bigger amounts of money.

 

[ivinviljoen]

@uberweston Saxo Bank if you bring enough cash.

 

[wyschong]

@uberweston Migros 1.4%

 

[graymike91]

@uberweston wiLLbe, 1.55% up to 50k, 1.25% up to 100k i think. No limits. Funds covered up to 100k. Pretty easy to setup and use. Also interests are paid quarterly, not annually.

I think i saw Migros had 1.4% for the 1st year, but there was no termination fees....unsure how one could abuse this, if at all. Not sure it's worth the hassle compared to willbe but then again, Migros is a much more established bank with branch offices all around switzerland

 

[thechcicagobluecollarguy]

@uberweston If you have dual citizenship you can do trade republic at 4 % up to 50k.

 

[christian7676]

@thechcicagobluecollarguy What do you mean? You'll still have to reside in the EU in order to open an account with Trade Republic, no? Citizenship doesn't really matter.

 

[thechcicagobluecollarguy]

@christian7676 Dual address, dual residency. Setup trade republic on a EU address'. Easily done and no issues.

 

[john55107]

@uberweston i mean the fixed money (Festgeld?) offers from Postfinance are 0,94% yield but 100k minimum. Depends on the size of your emergency fund i'd say

 

[othersteeve]

@uberweston bbo with stockaccount or raiffeisen with anteilscheine pays more with/as a member