Look at my finance and comment whatever you feel

[mirrey]

30M, unmarried. IT guy in Bengaluru,
Income 1.9L take home.

Bought car worth 15lac.11lac loan pending.

MF- 4.5lac,

Stocks -5lac,

SGB- 40 gram,

Lended to friends n family - 14 lacs,
Edit: this money is 98% safe. This is distributed to many people with different rate of interest in the range of 1.5% to 3%. Monthly/qtry/half yearly interest is collected. Also understand risk is risk. I'm in the process reduce this amount month by month. Stopped lending already.

Savings account -7 lac,

LIC- 40k annually,

No own term insurance,

Expenses -
Rent and food 16k.
Commute- 2k,
Miscellaneous -5k,

Upcoming big expenses:
Need to build a home at native- 40lac,
Marriage - 15lac.

 

[resjudicata]

@mirrey zonked grandfather square placid price lavish unite quack file threatening

This post was mass deleted and anonymized with Redact

 

[resjudicata]

I was here to comment this. Lol.

 

[jc_crust]

@resjudicata Today’s tutorial on how to turn friends and family into enemies.

 

[daniel9ds]

@jc_crust Indirect way of asking money to who he had lend....... XD

 

[mirrey]

@resjudicata Yes aware, 4-5 lac to family rest is given as loan to govt job holders so monthly/qtry collect the interest. It's a calculated risk.

 

[dmscotland]

@mirrey That's not a calculated risk. At all.

 

[haston]

@dmscotland It is a calculated risk. Just a very poor calculation.