Life insurance / income protection for someone living abroad

[lesernle]

Hi folks, I have recently moved abroad and plan to move every 4-5 years. My insurance has told me they won’t insure me for more than 13 weeks outside of my “home country” (ie the country they’re are based in).

Does anyone know if any reputable insurance companies that will insure me while I move around.

I’m 39 now and so only imagine getting new insurance every time I move will be expensive !!!

 

[jwalk33]

@lesernle Depends on the country you are living in. There could be US life insurance options as a US citizen. You will have to sign the application in the US, complete underwriting requirements in the US and pay the premium with USD.

 

[seekeroftruth0]

@lesernle A lot of carriers will have a clause about traveling for the first 2 years of the policy.
As long as your a US citizen you can just get any of them and make sure you don’t die in the first 2 years. After the first 2 years they can’t contest the death regardless of where it happens.

 

[jwalk33]

@seekeroftruth0 Limited carriers will insure a US citizen while living outside the US. Then it depends on the residence country and as always any travel to other countries.