IUL’s

[mykell]

@frenchyriff IUL's are only good if it's the cheapest way to a guaranteed death benefit. If you want accumulation they're trash.

 

[frenchyriff]

@mykell Lol I’m glad you’re not my advisor.

 

[mykell]

@frenchyriff Hope you don't have a securities license if you think IULs are good for accumulation

 

[frenchyriff]

@mykell They’re fantastic when funded properly. Lots people who say they bad vehicles don’t necessarily understand how to write them properly. So they default to “they’re bad”

 

[mykell]

@frenchyriff I understand them plenty. Worked in the industry for over 20 years. I also understand investments well enough to k ow that an IUL won't outperform a properly managed investment portfolio.

 

[frenchyriff]

@mykell Nobody said it would

 

[mykell]

@frenchyriff If you think an IUL is better for accumulation than a VUL then you are making that argument

 

[frenchyriff]

@mykell Again, that was not said…