Is it worth it to move back home while working on going back to school for a career pivot?

[aussieluke]

@onlookerdelay I see this as a mutually beneficial arrangement. You get education and save money while your mom gets some funds from you that will help her out as well. I know in the US multigenerational living is frowned upon for some reason but it’s perfectly normal in many other cultures.

 

[confused71f3]

@onlookerdelay You know what they say about insanity.

It's repeating the same thing and expecting a different result.

I'm just saying!!

 

[onlookerdelay]

@confused71f3 Thanks! That’s true, I can’t keep doing the same
Thing, and expecting things to get better. When I first got my job it was sufficient for self living but as COL has increased and my income has been stagnant; the situation is only forecasted to get worse

 

[confused71f3]

@onlookerdelay I'd get creative. You sold medical stuff for 20 years. That's master class level stuff.

 

[dessietyonald]

@onlookerdelay I moved back home (I’m 27) to save to move and pay off debt and while I kinda hate it and it bruised my ego a lil bit, it’s totally worth it. and I’m helping my parents out with paying some rent so yeah. I say do it.

 

[onlookerdelay]

@dessietyonald Thanks man! My ego is pre bruised already but I want to go back to school and sadly I can’t make money come from
No where.

 

[dessietyonald]

@onlookerdelay Hey a couple years of sacrificing can set you up for success in the future dude. Good luck man hopefully the future is bright for you!

 

[onlookerdelay]

@dessietyonald Thanks!

 

[resjudicata]

@onlookerdelay If you have a nice family it's fine and you should do it.

If you have any bad relationships or any toxicity in your family it's not worth it.

 

[onlookerdelay]

@resjudicata I have a good relationship with my mom and an ambivalent one with my brother who occasionally drops by.

 

[b5268]

@onlookerdelay I would move home, probably a short term hit to your ego, but two years will go by quickly and you will be glad you did it.

 

[onlookerdelay]

@b5268 Thanks! I appreciate it!

 

[everythingnice]

@onlookerdelay I would. I'm in my 40s, divorced, kids, bought my first home at 24, have owned 2. College degree, gainfully employed throughout my career. Hardly spend any money. Zero debt. No car payment. Literally I drive a 12 year old car with 200k miles I've had for 10 years and will keep it until I don't need to drive any more. Stuck renting now.

Stuck renting now, don't see how I'll ever retire. Would move into a dog house if that would solve my problems. Parents are not a possibility due to limitations of this world

 

[onlookerdelay]

@everythingnice Shit dude, sorry to hear it. Hopefully it turns around

 

[everythingnice]

@onlookerdelay I'm happy. None of those things are bad. We've just been sold this bullshit dream that's bullshit.

When was the last time a financial advisor told someone is would be ok to take the 10% penalty on their 401k withdraw to avoid 30 years of mortgage interest worth 10x that penalty?

 

[allengates]

@onlookerdelay Yes. If u go to school full-time, spend a lot of time there anyway away from home. Or the lib to study.
Your parents will hardly see u.

If u do something technical, quickly get a part time school job in the comp lab, anythinf putting pcs together,

even if low pay as is a start of resume building.

Just be on the lookout for other opportunities.

 

[onlookerdelay]

@allengates My goal is to utilize my skills with excel and data bases as I learn them in my current job while building an online portfolio on GitHub.

 

[vessels]

@onlookerdelay Have you considered other options? I’m not in the tech industry, but it seems that a lot of people just get certifications for coding, programming, etc. It’s likely that you could get your foot in the door relatively inexpensively.

 

[onlookerdelay]

@vessels I’ve been doing some research and it seems like because the market is flooded with people with certs most hiring managers don’t want to employ them because they have huge gaps in their skills a lot of the times. I want to make sure there’s no excuse not to hire me from a credential standpoint