The final one will be short selling. Short selling is when you borrow an asset and sell it then buy it back later in return for profit. This is solved again by the broker serving as your wakeel, since you are not trading for currency exchange purposes but speculatory purposes, your wakeel will assist you in settling the physical transaction. on the short selling aspect I also said that the broker being your wakeel handles the settling of the transaction, which is permissible as your wakeel will serve as a business partner in this situation Also, the Hadith on selling without owning is misinterpreted, Faris Al Hammadi an Emirati scholar explained that the selling without owning is referring to a SPECIFIC item, not a general item, for example I can't sell YOUR phone, but I can sell a random phone l intend to drop ship