reallylongnickname
New member
@kenseth03 Appreciate it 
Is 30% of savings worth it if I’m stressing out too much?
- Thread starter reallylongnickname
- Start date
ladyconfused
New member
@reallylongnickname Dating is investment.
Now, if the girl worth the investment, thats another story.
Back in the days I only treat girl that I think wife materials. If girlfriend materials, split the dating cost.
Now, if the girl worth the investment, thats another story.
Back in the days I only treat girl that I think wife materials. If girlfriend materials, split the dating cost.
westmedsupply
New member
@reallylongnickname Find a rate that you are comfortable. Saving shouldn’t be stressful. Unless you have a specific reason, like need to save certain amount to buy something.
@reallylongnickname Hello do you mind sharing what's the side hustle your working on? Would like to earn some side myself
reallylongnickname
New member
prayjazmine
New member
@reallylongnickname As many have said here, don't sweat it. Focus on your new relationship (congrats btw!) and just save wherever and whenever you can. You should still watch your spending habits but don't become extremely frugal - nothing kills attraction faster than someone that counts pennies, unless your SO is also like that. Some splurging on your SO is always a good way to tell him/her that she matters 
reallylongnickname
New member
@prayjazmine Thankss!
@reallylongnickname Don't stress out on how much you can save. Focus on doing well in your main job and growing your career, then you can earn more.
@reallylongnickname When I was 25 I think I saved too much for age, always have a goal in mind to shock the world/people around by ultimately saved up to 8 figures.
But then COVID hit, I regret saving too much because I missed out all the fun in 20s
Lesson of story is money couldn't be created by saving, you create wealth by starting businesses or changing people lives
But then COVID hit, I regret saving too much because I missed out all the fun in 20s
Lesson of story is money couldn't be created by saving, you create wealth by starting businesses or changing people lives
@reallylongnickname Its ok try to cut on unnecessary expenses and focus on upskilling/finding better jobs.
30% of small salary vs 30% of large salary is v different
At ur age can try demand already jobs with 4-5k basic realistically. I dated around 24-27 too, its ur prime age (esp if ure a woman)
30% of small salary vs 30% of large salary is v different
At ur age can try demand already jobs with 4-5k basic realistically. I dated around 24-27 too, its ur prime age (esp if ure a woman)
reallylongnickname
New member
resjudicata
New member
@reallylongnickname Just use this 30% rule and try not to live above your means. Do you and your partner split the bill when going out for dates? If no, then maybe ask her to. Since you have no commitments, maybe cutback on unnecessary purchases. Savings is a must to me especially for emergency. Gotta think about a house/car down payment savings as well
@reallylongnickname Don't stress too much just because ur saving drop by 5%. Remember having positive cash flow is the bigger picture over stressing out less saving.. And also dating and having good mental state is also currency.. Having peace state of mind is also currency.. Being happy also is currency.. Don't sweat over small stuff.. Appreciate it.
sukhbataar
New member
@phoenix70 Thanks for the advice! Been kinda depressed lately due to financial constraints and commitments catching up. I'll take your words.
@reallylongnickname It is always worth with the recently inflation in insurance . Unless u can find rich women.
reallylongnickname
New member
@reallylongnickname Stress is never good, mental health is hard to heal.
@reallylongnickname Maybe need be creative with your spending with ur partner.
I con-vince my gf we go home cook by saying learn to cook nas bonding reality it's just alot cheaper.
There are alot free activity to do as well.
I con-vince my gf we go home cook by saying learn to cook nas bonding reality it's just alot cheaper.
There are alot free activity to do as well.
@reallylongnickname Your question is a bit vague and personal. Hence, my answer will be too.
30% is only a safe rough figure , aim at beginners in personal financial. When you plan out your goals / retirement then you will know how much to save/invest a month.
Once you know your personal goals, you will know what you are willing to sacrifice to achieve it.
30% is only a safe rough figure , aim at beginners in personal financial. When you plan out your goals / retirement then you will know how much to save/invest a month.
Once you know your personal goals, you will know what you are willing to sacrifice to achieve it.
@reallylongnickname Stay away from the high income trap and you’re already gonna do better than most, regardless of income level