I’m not sure if this belongs here, but if anybody has a recommendation of where I can post it I’ll gladly take it.
I had an old paid for vehicle with collision coverage only. February 29, 2020 the car was totaled in an accident. The car was towed and I had to sign the title over to the wrecker company to cover the fees of the tow and the car sitting in their lot for 2 weeks. I signed the title over on March 9, 2020. I canceled my insurance March 16, 2020.
Last week I received a letter from the OMV that the car had been uninsured from March 16, 2020 until. March 10, 2021 and I owed roughly $600 unless I could provide proper documentation. My insurance company says they have no record of this being a total loss because it was collision only coverage. The wrecker service has record of the tow, a photo of the unsigned title, and notations on the digital invoice saying I signed the title over to pay for services owed. They are unable to print anything documenting that I signed the title over. I took what they did give me, a copy of the tow receipt saying no balance because of a sale, to the OMV. I was told I’d need either a copy of signed title or the bill of sale. The wrecker service says they can’t do that. They can’t make me a new bill of sale using the information they have. What can I do?
Edit to add this is in Louisiana.
I had an old paid for vehicle with collision coverage only. February 29, 2020 the car was totaled in an accident. The car was towed and I had to sign the title over to the wrecker company to cover the fees of the tow and the car sitting in their lot for 2 weeks. I signed the title over on March 9, 2020. I canceled my insurance March 16, 2020.
Last week I received a letter from the OMV that the car had been uninsured from March 16, 2020 until. March 10, 2021 and I owed roughly $600 unless I could provide proper documentation. My insurance company says they have no record of this being a total loss because it was collision only coverage. The wrecker service has record of the tow, a photo of the unsigned title, and notations on the digital invoice saying I signed the title over to pay for services owed. They are unable to print anything documenting that I signed the title over. I took what they did give me, a copy of the tow receipt saying no balance because of a sale, to the OMV. I was told I’d need either a copy of signed title or the bill of sale. The wrecker service says they can’t do that. They can’t make me a new bill of sale using the information they have. What can I do?
Edit to add this is in Louisiana.